public policy, public strategy, corporate social responsibility, communications and marketing. she oversees many of the bank's significant commitments including the bank's commitment to low and moderate income housing in many american communities. they have offered a 10-year, $1.50 trillion community lending and investing goal which is something that anne overseas that the bank. they also have a philanthropic goals. anne looks after the goal to have employees volunteered more than 1.5 million hours to nonprofits in 2012. join me in thanking and welcoming anne sanukin. [applause] >> thanks, elizabeth. it is no surprise we like the words millions and billions and trillions. roles of our tongues. we have been very pleased to be part of the sponsorship and underwriting of the atlantic luncheons at various forms over the last several years. we love to hear the dialogue. we appreciate both the partisan and the bipartisan dialogue that takes place. i will tell you we began this relationship and we were just interested in the dialogue and then we later became part of the dialogue. in b